Summary: Paykassma collects only the information necessary to verify your identity and process your partner account. We never sell your data. Your wallet details are used exclusively for commission payments.
1. Who We Are
Paykassma ("we", "us", "our") operates a payment processing partner network at paykassma.net. This Privacy Policy explains how we collect, use, store, and protect your personal information when you use our website or partner services.
By registering as a partner or using our platform, you agree to the practices described in this policy.
2. Information We Collect
We collect the following categories of information:
- Identity Information: Full name, date of birth, national ID number
- Contact Information: Email address, Telegram username
- Wallet Information: bKash or Nagad wallet numbers used for receiving commissions
- Identity Documents: Photos of ID documents submitted during partner verification
- Financial Data: Transaction amounts, commission records, balance history, withdrawal records
- Technical Data: IP address, browser type, session data (for security purposes only)
- Referral Data: Referral codes and referred partner relationships
3. How We Use Your Information
- To verify your identity and activate your partner account
- To process commission payments to your registered wallet
- To maintain your transaction history and financial records
- To send account-related emails (password resets, login credentials)
- To calculate and credit affiliate referral bonuses
- To prevent fraud, unauthorized access and misuse of the platform
- To comply with any applicable legal obligations
4. Legal Basis for Processing
We process your personal data under the following legal bases:
- Contractual necessity: Processing required to operate your partner account and pay commissions
- Legitimate interests: Security, fraud prevention, and platform integrity
- Legal compliance: Retention of financial records as required by applicable law
5. Data Sharing and Disclosure
We do not sell, rent, or trade your personal information to third parties. We may share limited data only in the following circumstances:
- With payment processors (bKash, Nagad) solely to facilitate commission payments
- With legal authorities if required by law or court order
- With our technical service providers (hosting, database) under strict confidentiality agreements
6. Data Security
We implement industry-standard security measures to protect your data:
- All passwords are hashed using bcrypt — we never store plain-text passwords
- CSRF token protection on all form submissions
- Session-based authentication with automatic timeout
- HTTPS encryption for all data in transit
- Uploaded identity documents are stored in a non-public server directory
7. Data Retention
We retain your personal data for as long as your partner account is active. If you request account deletion, we will remove your personal data within 30 days, except for financial transaction records which may be retained for up to 5 years for legal compliance purposes.
8. Your Rights
You have the right to:
- Access the personal data we hold about you
- Correct inaccurate or outdated information
- Request deletion of your personal data (subject to legal retention requirements)
- Withdraw consent at any time (this may affect your ability to use the service)
To exercise any of these rights, contact us via Telegram: @PixelSpecterX
9. Cookies and Tracking
We use only essential session cookies for authentication and security. We do not use advertising cookies, third-party tracking pixels, or analytics services that collect personal data.
10. Changes to This Policy
We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated "Last Updated" date. Continued use of the platform after changes constitutes acceptance of the revised policy.
11. Contact Us
For any privacy-related questions or requests:
Telegram: @PixelSpecterX
Website: paykassma.net
