Disclaimer

1. Nature of Service

Paykassma operates as a payment processing partner network. We facilitate the routing of digital payment transactions through partner-registered mobile wallets (bKash, Nagad) on behalf of our clients.

Paykassma is not a bank, not a financial institution, and is not licensed as a cryptocurrency exchange, money service business, or investment platform. We do not provide financial advice, investment advice, or guarantees of any kind.

2. No Earnings Guarantee

Any earnings examples, commission rate displays, or calculator estimates shown on our website are for illustrative purposes only and do not constitute a guarantee of income.

• Actual commission earnings depend on the volume of transactions processed through your wallet, which is determined by market conditions and client demand
• Transaction volume may fluctuate or be zero at any given time
• Commission rates are subject to change at Paykassma's discretion with prior notice
• Past earnings of other partners are not indicative of future results

You should not join Paykassma with the expectation of guaranteed, fixed, or minimum income.

3. Risk Acknowledgement

By registering as a partner, you acknowledge and accept the following risks:

• Transaction Volume Risk: There is no guarantee of any minimum transaction volume through your wallet
• Rate Change Risk: Commission rates may be reduced, including to zero, based on market conditions
• Wallet Risk: Issues with your bKash or Nagad wallet (limits, verification, suspension) are outside our control and may affect your ability to process transactions
• Technical Risk: System downtime, technical errors, or third-party service provider issues may temporarily interrupt commission processing
• Regulatory Risk: Changes in laws or regulations governing mobile payment processing in Bangladesh may affect the availability of our service

4. Payment Processing Nature

Paykassma processes payments on behalf of multiple types of online businesses. The nature of transactions may include payments for online entertainment platforms, digital services, and subscription-based services.

Partners are responsible for ensuring that participation in Paykassma's network is consistent with any obligations or restrictions applicable to them personally, including restrictions imposed by their mobile wallet provider (bKash, Nagad).

5. Tax Obligations

All commission income earned through the Paykassma platform may be subject to income tax obligations in Bangladesh. You are solely responsible for reporting and paying any applicable taxes on income earned through our platform. Paykassma does not provide any tax advice and does not withhold taxes on your behalf.

6. Third-Party Services

Our platform uses third-party services including mobile wallet providers (bKash, Nagad) and email delivery services. Paykassma is not responsible for the policies, practices, or operational failures of these third-party providers.

7. Accuracy of Information

While we make every effort to keep information on our website accurate and up to date, we make no representations or warranties of any kind — express or implied — about the completeness, accuracy, or reliability of any information on the platform. Commission rates, statistics, and other figures are sourced from our live database and reflect current values, but may change without notice.

8. Limitation of Liability

To the fullest extent permitted by law, Paykassma, its operators, employees, and affiliates shall not be liable for any loss or damage — including direct, indirect, incidental, or consequential losses — arising from:

• Your use or inability to use the platform
• Reduction or cessation of transaction volume through your wallet
• Changes to commission rates
• System downtime or technical failures
• Any action or inaction by your mobile wallet provider

9. Updates to This Disclaimer

We may update this Disclaimer at any time. The "Last Updated" date at the top of this page indicates when it was most recently revised. Your continued use of the platform after any changes indicates your acceptance of the updated Disclaimer.

10. Contact

If you have questions about this Disclaimer:
Telegram: @PixelSpecterX
Website: paykassma.net